Enter for a chance to win a $100 Target Gift Card!(+ FREE Copy of You Need a Budget to help transform your finances in 2020)Looking to start 2020 off right with a money saving challenge? This Target gift card will help you pay for anything you might need and kick start your savings goals.Plus, get a free copy ($13 value) of the book “”You Need a Budget””, one of my personal favorites to break the paycheck-to-paycheck cycle and transform your finances even if you hate budgeting!